Bill Split Card
Enter the bill, split it fairly (or dramatically), and send a card instead of a fight.
Bill details
Split mode
People
Who owes what
Drama card style
You contributed to the meal and now owes $0.00.
Friend balance due: $0.00.
lock Everything stays on this device. Nothing is uploaded.
About this tool
A total bill, a tip and tax, and a list of names go in - a clear "who owes what" breakdown comes out, along with a shareable card in one of four tones: a plain Calm Receipt, a joking Passive Aggressive reminder, a mock Court Verdict, or a Soft Pastel card. Four ways to split the math are supported - equal shares, by percentage, by individual line-item amount, or "one person paid and everyone pays them back" - and the whole bill is saved locally so it survives an accidental refresh.
How to use this tool
- Enter the billTotal, currency, and optional tip and tax percentages.
- Pick a split modeEqual, by percent, by amount, or one person paid.
- Add everyone's nameAdd or remove people, and fill in percentages or amounts if that mode needs them.
- Read the breakdownA clear per-person "owes" list, plus the grand total including tip and tax.
- Share itCopy a plain-text summary, or pick a card tone and download a PNG for the group chat.
Splitting tip and tax fairly
When people order different amounts, split by amount: each person pays for what they ordered, plus a share of the tip and tax in proportion to their order. Someone whose meal was a quarter of the bill pays a quarter of the tip and tax too.
When one person paid for everyone, use "one person paid" to see exactly what each friend owes them, then share the card in the group chat.
Key features
- Four split modes cover the situations a flat equal-split calculator cannot: itemized amounts, percentages, and one-person-paid.
- Four card tones - from a neutral receipt to a joking "court verdict" - without changing the underlying math.
- A one-tap plain-text summary, in addition to the downloadable card.
- The last bill is saved locally, so a closed tab does not mean starting over.
- Runs entirely in your browser - the bill and names are never uploaded.
Common uses
- Splitting a restaurant bill unevenly because people ordered different things.
- A shared trip or event where one person fronted the total cost.
- A recurring group bill (like a shared subscription) split by percentage.
- Sending a lighthearted "you owe me" reminder without an awkward conversation.
Tips for better results
- Use "by amount" mode when people ordered very different things - tip and tax are still split proportionally to what each person spent.
- Use "one person paid" when someone fronted the whole bill and everyone else needs to pay them back.
- The Passive Aggressive and Court Verdict cards are jokes - keep amounts accurate and let the tone carry the humor.
- Restore your last bill from the banner at the top if you closed the tab by accident.
Mistakes to avoid
- Entering percentages that do not add up to 100% in "by percent" mode - the tool will flag it, but the math will still be off until it is fixed.
- Forgetting to enable tax when the venue does not include it in the listed total.
- Using "equal split" for a bill where people ordered wildly different amounts, when "by amount" would be fairer.
Frequently asked questions
No. Everything, including the saved last bill, stays on your device - the split is calculated and the card is rendered entirely in your browser.
It splits the total evenly, then shows it as everyone else owing that amount back to whoever paid, rather than everyone owing a generic share.
Proportionally to each person's own line-item amount, so someone who ordered more also covers a larger share of the tip and tax.
They are written to be funny without being cruel - the Passive Aggressive and Court Verdict tones are exaggerated for comic effect, not aimed at anyone specifically.
Yes, to your browser's local storage only. A banner offers to restore it the next time you open the tool, and you can dismiss it if you do not want to.
Yes - the Copy Summary button puts a plain-text breakdown on your clipboard, ready to paste into any chat.
Equal shares work when everyone ordered similarly. When orders vary a lot, split by amount so each person pays for their own plate, and share the tip and tax in proportion. Agreeing on the method before ordering avoids the awkward part.
Yes. Use 'one person paid' when someone covered a hotel, car hire or utility bill for the group, and the card shows exactly what each person owes them - easy to drop into the group chat with payment details.
Shares are rounded to the cent, so a few cents can be left over. Let the person who paid absorb the difference, or round each share up so nobody is short.