Terms and Conditions
Terms of service built around what you actually sell - goods, subscription, downloads or services.
100% free. Runs entirely in your browser - your files and data never leave your device and nothing is uploaded to any server.
Template, not legal advice. These are standard terms, not legal advice. They form a contract between you and your customers, so the limitation of liability and governing law sections in particular are worth having a lawyer read before you rely on them. Consumer protection law in the UK and EU overrides anything here that tries to remove a right a consumer has by statute.
Start from an example
Fills every answer with a worked example you can edit. Pick the one closest to your business.
Other documents you can generate
Most sites need more than one. A privacy policy without terms, or terms without a refund policy, leaves the obvious gap.
About this tool
Terms and conditions are the contract between you and everyone who buys from you, creates an account or posts content on your site - and because you write them alone, courts read any unclear part against you. This generator builds terms around the three clauses that actually get tested: limitation of liability, automatic renewal and governing law. It asks about each one rather than assuming, and adds payment, subscription and cancellation sections only if you sell something. Set them up before the first payment or the first account. Everything is assembled in your browser, so nothing you type is uploaded.
How to use this tool
- Enter your business detailsAdd the legal business name, website address and contact email that will appear in the terms.
- Choose your business modelAnswer whether you sell subscriptions, physical goods, downloads or services, and to consumers, businesses or both.
- Set liability, renewal and lawAnswer the liability, automatic renewal and governing law questions, then download the terms.
What terms and conditions actually do
Terms and conditions set the rules between you and the people who use your site or buy from you: what you provide, what users may and may not do, how payment and cancellations work, who owns the content and how far your liability goes. They are a contract, which is why the wording around limits of liability and governing law matters.
Consumer protection laws limit what terms can take away. In the UK and EU, for example, unfair terms in consumer contracts are not binding, and statutory rights such as refunds for faulty goods cannot be signed away. Good terms work with those rules instead of pretending they do not exist.
Key features
- Sets out acceptable use, intellectual property and account termination in plain sections.
- Adds payment, subscription and cancellation clauses only when you sell something.
- Includes a governing law and jurisdiction clause for the country you operate from.
- Separates consumer and business customers where your answers say you serve both.
Common uses
- A SaaS product that needs sign-up terms and acceptable-use rules.
- An online shop defining order acceptance, pricing errors and delivery responsibility.
- A community or marketplace setting rules for user-generated content.
- A service business that wants clear limits on liability before taking clients online.
Tips for better results
- Link the terms at checkout and at sign-up, and ask people to agree with a checkbox rather than a hidden link.
- Keep each dated version, so you can show what terms applied to an older order.
- Use the Word download when you expect to adapt the wording for a specific product.
Mistakes to avoid
- Writing terms for the wrong business model - a SaaS product does not need delivery dates, and a download needs a licence grant.
- Leaving automatic renewal unclear, which is exactly the clause consumer regulators look at first.
- Never revisiting the terms after changing prices, plans or the countries you sell to.
Frequently asked questions
Not always by law, but they are how you set enforceable rules for using your service. Some laws do require certain information in them - for example, the UK and EU require online sellers to give pre-contract information such as cancellation rights.
Ask for clear, active agreement - an unticked checkbox or an "I agree" button next to a link at sign-up or checkout. A link in the footer alone is weaker evidence that someone agreed.
Terms set the rules of using your service and the contract with users; a privacy policy explains how personal data is handled. Most websites need both, and they should link to each other.
No. It assembles a draft from standard clauses, and every page says so above the preview. Unenforceable terms are usually discovered at the worst moment - during a chargeback, a refund dispute, or when a customer who broke the rules says the rules never applied to them.
Broadly, anyone selling something, running accounts, or hosting content other people post. The best time to do it is before you take the first payment or open the first account.
Writing terms for the wrong business model. A subscription needs renewal and cancellation wording; physical goods need delivery, risk and title; a download needs a licence grant and an explicit waiver of the 14-day cancellation right. Terms promising delivery dates for a SaaS product tell every reader the page was generated without being read.
Most people need Privacy Policy and Refund Policy as well. They cover the gaps this one does not.