Terms and Conditions

Terms of service built around what you actually sell - goods, subscription, downloads or services.

100% free. Runs entirely in your browser - your files and data never leave your device and nothing is uploaded to any server.

Template, not legal advice. These are standard terms, not legal advice. They form a contract between you and your customers, so the limitation of liability and governing law sections in particular are worth having a lawyer read before you rely on them. Consumer protection law in the UK and EU overrides anything here that tries to remove a right a consumer has by statute.

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Terms and Conditions

11 sections · 698 words · updates as you type

Terms and Conditions

Last updated: 13 September 2026

Agreement to these terms

These terms govern your use of [your website] and anything you buy through it. The site is operated by [Your business name] of [your business address] ("we", "us").

By using the site you accept these terms. If you do not accept them, please do not use the site. You must be at least 18 years old, or have the consent of a parent or guardian, to use it.

Services

The work we will do, what it costs and when it is due are set out in the proposal, statement of work or written quote agreed between us. Where those documents conflict with these terms, those documents win on the specifics and these terms fill the gaps.

We will perform the services with reasonable skill and care. Timelines assume you supply what we need - content, access, approvals - within a reasonable time; delays on your side move the delivery date. Work outside the agreed scope is charged separately, and only after you have agreed to it in writing.

Payment

Prices are shown in the currency stated on the site and, unless stated otherwise, exclude tax. We add any tax we are required to collect.

Payment is taken through our payment provider; we do not see or store your full card details.

If a payment fails or is reversed we may suspend access until it is resolved, and we may charge reasonable costs we incur as a result.

Acceptable use

You agree not to:

  • break the law, or help anyone else to
  • attempt to reach accounts, systems or data that are not yours
  • interfere with the site, overload it, or probe it for vulnerabilities
  • copy substantial parts of the site or its content for use elsewhere
  • misrepresent who you are or who you act for

We may suspend or remove access where we reasonably believe any of this is happening.

Our intellectual property

The site, its design, text, graphics, logos and software belong to [Your business name] or to our licensors, and are protected by copyright and trade mark law. You may view and print pages for your own use. You may not republish them, sell them, or copy them systematically without written permission.

Our liability

Nothing in these terms limits our liability for death or personal injury caused by our negligence, for fraud, or for anything else that cannot lawfully be limited. Consumers keep every right the law gives them.

Subject to that, we are not liable for loss of profit, loss of business, loss of data, or any indirect or consequential loss, and our total liability arising out of these terms is limited to the amount you paid us in the twelve months before the claim arose.

The site is provided as it is. We do not promise that it will be free of errors, or that the information on it is complete or current.

Ending this agreement

You may stop using the site at any time. We may suspend or end your access if you break these terms, if the law requires it, or if we stop offering the service - in which case we will give as much notice as we reasonably can.

The sections on intellectual property, liability and governing law survive the end of this agreement.

Changes to these terms

We may change these terms as the business changes. The current version is always on this page with the date it last changed. Where a change materially affects your rights we will give reasonable notice before it takes effect, and continuing to use the site after that counts as accepting the new version.

Governing law

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction over any dispute arising from them.

If any part of these terms is found to be unenforceable, the rest stays in force. If we do not enforce a right straight away, that does not mean we have given it up.

Contact us

[Your business name]

[your business address]

[your contact email]

Generated from a template. Not legal advice - read it before you publish or sign it.

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About this tool

Terms and Conditions Generator builds a terms and conditions from your answers to a short questionnaire. It is for anyone selling something, running accounts, or hosting content other people post, and the right moment is before you take the first payment or open the first account. Terms are the only document here that is a contract you write unilaterally, which is also why courts read the unclear parts against you. Limitation of liability, automatic renewal and governing law are the three clauses that get tested, and all three are questions this asks rather than assumptions it makes. Nothing irrelevant is included. A clause that does not apply to you is omitted, not padded - a document describing something you do not do is a problem in its own right. Nothing is uploaded. The whole thing is assembled locally, so confidential details stay on your machine and there is no account to create or delete later.

How to use this tool

  1. Answer the questionsLegal business name. Website address. Contact email. Nothing you type leaves the browser.
  2. Watch it assembleClauses appear and disappear as you answer, so the document matches what you actually do rather than a generic template.
  3. Copy or downloadCopy the text, or download as PDF, Word or plain text. The Word version is the one to edit.

Key features

  • Downloads as PDF, Word or plain text - the Word file is editable with no protection on it.
  • Built from your answers, so clauses you do not need are left out rather than padded.
  • Says plainly what it is and is not, above the preview rather than in a footer.
  • Runs entirely in your browser. Nothing uploaded, nothing stored, no account.
  • Free with no watermark, no email wall and no per-document limit.

Common uses

  • Giving a lawyer a draft to review rather than paying them to start from nothing.
  • Replacing a copied document that describes a different business.
  • Preparing what a client, an app store or a payment processor has asked to see.
  • Getting something in place before you take the first payment or open the first account.
  • Anyone selling something, running accounts, or hosting content other people post.

Tips for better results

  • Fill in the free-text fields rather than skipping them. The named lists - processors, exclusions, deliverables - are what make it read as yours rather than copied.
  • Download the Word version if you expect to edit it. The PDF is for publishing; the .docx is for changing.
  • Keep a copy of each version with its date. When someone asks what your terms said last March, the answer needs to be a file rather than a memory.
  • Writing terms for the wrong business model. A subscription needs renewal and cancellation wording; physical goods need delivery, risk and title; a download needs a licence grant and an explicit waiver of the 14-day cancellation right. Terms promising delivery dates for a SaaS product tell every reader the page was generated without being read.

Mistakes to avoid

  • Writing terms for the wrong business model. A subscription needs renewal and cancellation wording; physical goods need delivery, risk and title; a download needs a licence grant and an explicit waiver of the 14-day cancellation right. Terms promising delivery dates for a SaaS product tell every reader the page was generated without being read.
  • Publishing it and never looking again. These go stale - you add a tool, change a processor, start selling somewhere new, and the document still describes last year.
  • Treating a generated draft as a reviewed one. This is a starting point, and where the stakes are real it is worth a professional reading it.
  • Leaving the placeholder text in. Anything in square brackets is a field you skipped, and readers spot them immediately.

Frequently asked questions

Answer the questions on the left. The document builds as you type, and you can copy it, or download it as PDF, Word or plain text when it looks right.

No. It assembles a draft from standard clauses, and every page says so above the preview. Unenforceable terms are usually discovered at the worst moment - during a chargeback, a refund dispute, or when a customer who broke the rules says the rules never applied to them.

No. Everything happens on your device - nothing is sent to a server, nothing is stored, and closing the tab clears it.

Yes. Download the Word version and change anything you like - it is a normal .docx with no protection on it.

Most people need Privacy Policy and Refund Policy as well. They cover the gaps this one does not.

Writing terms for the wrong business model. A subscription needs renewal and cancellation wording; physical goods need delivery, risk and title; a download needs a licence grant and an explicit waiver of the 14-day cancellation right. Terms promising delivery dates for a SaaS product tell every reader the page was generated without being read.

Yes - free, no signup, no email required and no watermark. It runs in your browser, which is why it costs nothing to provide.

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